Life Insurance

Life Insurance

Providing solutions for extensive exploration

We understand the importance of protecting what matters most – your health and your loved ones. That's why we offer tailored and affordable life insurance plans that provide financial security for your family's future. With our comprehensive coverage options, you can have peace of mind knowing that your loved ones will be taken care of in case of any unfortunate circumstances.

Pay for end-of-life expenses.

Ensure business continuity.

Replace lost income.

Need sure what you need?

austinely@spreadlightllc.com

Call our agents

(813) 786-7414

Hear what our clients have to say.

SPREAD LIGHT receives rave reviews from satisfied clients who have experienced the exceptional service and comprehensive coverage. Our testimonials highlight our professionalism and dedication to providing top-quality health and life insurance options.

Ralph Howard

"Austin Health took the time to understand my lifestyle and health concerns, and found a tailored and affordable plan that provided me with the coverage I needed. I feel confident knowing that I have the support of them behind me."

Bradley James

"It has been a lifesaver for me. Austin Health's exceptional knowledge and expertise in health and life insurance helped me find the perfect coverage that fits my needs. Their professionalism and commitment to customer satisfaction are truly commendable. I highly recommend!"

Amy Anderson

"The best decision I've ever made. Austin Health's expertise in the field and personalized approach gave me peace of mind, knowing that I am protected. I highly recommend their services to anyone in need of comprehensive insurance coverage."

3.2 k+

Estimates Sent

1 k+

Satisfied customers

99%

Satisfaction rate

Ready to start saving money?

  • What is health insurance, and why do I need it?

    Health insurance is a type of coverage that pays for medical and surgical expenses incurred by the insured. It can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly. Health insurance protects you from high, unexpected costs, ensures you have access to regular medical care, and often covers preventive care like vaccines and check-ups.

  • What is a deductible in health insurance and how does it affect my coverage?

    A deductible in health insurance is the amount you pay out-of-pocket for healthcare services before your insurance plan starts to pay. For instance, if you have a $1000 deductible, you must pay the first $1000 of your medical expenses before your insurance company covers the rest. It's important to note that higher deductible plans usually have lower monthly premiums and vice-versa.

  • Can I change or cancel my health insurance plan at any time?

    Generally, you can only change or cancel your health insurance plan during the Open Enrollment Period or during a Special Enrollment Period if you qualify for one due to a life event like getting married, having a baby, or losing other health coverage. After purchasing a plan, there is usually a minimum commitment period (often one year). Always check the specific terms and conditions of your policy for complete information.

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